Showing posts with label lakh. Show all posts
Showing posts with label lakh. Show all posts

Student Loans India - Many Banks Reduced Interest Rates For Various Purposes of Loans


Many Banks Reduced Interest Rates For Various Purposes of Loans

Up to 250 basis points in a limited period of SBI education loan interest rate cut announced. Bank base lending rate (PLR) of all education-related debt, the interest rate should be reduced. Rs 4 lakh education loan is now 11.75% from 11.5%. This time, the interest rate of SBI education loans 11.25% from 13.25% as announced.

Currently, more than 7.5 million credit SBI 12.25% per year, provides interest. Now, the loan amount, SBI reduced by 1.25%. It offers 0.50% female students.

Already loan rates, it continues, should at the same time, the new interest rate for the loan amount is May to September 2009. After the announcement, the government Rs 20 lakh in
India and overseas studies, provides up to 10 lakh rupees.

LIC of 1 April Approximately 0.75 percent of housing loans to customers of the need to reduce the rate of interest declared. 10 to 10.5% over the previous year from 10.75 to 11.25%. The company already has existing customers by up to 0.75% interest. Now there is nothing new for the company's customers.

HDFC Chairman Deepak Parekh, who announced in a series of
HDFC home loan, or for other reasons that I will not cut interest rates. However, the Reserve Bank repo rate has already dropped about 75%.

State Bank of India to reduce home loans up to one year by 8% on the declared interests. Bank of warehouse receipts from May to September, would even auto loans and credit must be cut.

State Bank of Rs 5 lakh loan amount to reduce up to 8% of new SME customers interest.

In this process, the State Bank is an important part of the debt for several reasons. However, ICICI, HDFC and other private banks now is not to cut services



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Student Loans India - Simple Steps Taken Before Applying to US Universities


Simple Steps Taken Before Applying to US  Universities


Check if you are eligible

before you apply for a specific project, verify that you meet the qualifications. Some U.S. Universities do not require four-year bachelor's degree for the other. Started the three-year bachelor's degrees from U.S. Universities in India have to accept. Some projects SAT / GRE / GMAT is required. All projects must be TOEFL iBT.

Choose the right university
 
A university is the first choice. It is very difficult to obtain, even in the most prestigious Universities. Where is a very good chance to secure that access to Universities. Other factors that will influence your decision, help, detection rate and international students to get on campus.

Apply online
If it is possible to complete the program online. Many Universities now discounted registration fee, or you can apply online for a small fee. You can apply online for a credit card.

Letters of recommendation and certificates
By letter of recommendation must be in a specific format. Him / her how much you think your skills, including a letter from the recommended. If you shoot at your exam papers and copies to be certified by the Chairman of your company.

Mission Statement
When you sign up sheets will show the true purpose of the report. Be honest and let your thoughts flow. What motivates you? What are the major influences in your life? How can you benefit from their interactions with others? What are your goals in life? Why the study? Your mission statement is a clear answer to all these questions.

Faculty Contact
The faculty contacts your chosen field. You are interested, apply to all types of financial aid for them. For example, international student’s scholarships, graduate assistance and training fees will be waived status.

Contact the International Student Services
Contact the International Student Services Department at the University of your choice and tell them that you are interested in a job on campus. If you are interested in housing options off-campus, you can say the same. Living in a dormitory on campus or off-campus housing options for accommodation that is more expensive than the reference.

Education Loan
In order to get an education loan from a bank in India, visit your nearest branch to talk to their manager. Up to Rs 4 lakh without any collateral or security to the approval of Reserve Bank of educational loans. You can 25 lakh education loans. To pay more than a year after graduation. This is more than seven years and pay up to a maximum of 84 EMIs.

Complex jobs
According to the U.S. in an international student campus jobs maximum of 20 hours a week. You are entitled to work for several hours during the summer holidays.


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