AES Student Loans - Are They the Best Choice?

If you are asked at some point about student finance, you've probably seen or heard AES student loans. AES PHEAA, the Pennsylvania Higher Education Assistance Agency, a division of the American Educational Services refers. Since 1964 the company has a presence. It is one of America's outstanding full-service financial aid organizations.

AES student loans, Parent PLUS loans, which are currently available, Graduate PLUS loans, Stafford loans, and have a variety of alternative loans.

AES student loans are probably the most popular Stafford loan program and provides the following features:

    First July 2009, the first July 2010, all Federal Stafford loans are the fixed rate of 5.6% at a subsidized Stafford loan and any degree, except at a solid 6.8%.
    No co-signer required
    No credit check is
    Attending school at least half time and for all payments to
    Status of the interest subsidy
    6-month period when you leave school
    Since the beginning of any penalties on your loan
    Take it back as long as 10 years - more flexible return options

Parents want their children's education, giving Parent Plus program:

    Fixed interest rate of 8.5%
    The difference between the cost of attendance and financial aid for your child's credit
    No income requirements
    Bad credit? Endorsers may still qualify for a loan
    Interest payments may be tax
    No pre-payment penalty
    Flexible back options

In addition, students are required to bridge the gap between financial aid and school expenses are filled for the AES student loans. The Graduate PLUS Loan program, which includes:

    The interest rate is fixed at 8.5%
    the difference between the cost of attendance and financial disbursement you credit
    until you have enough money in the school at least half time in
    No income requirements
    Weak credit? Endorsers may still qualify for a loan
    Interest payments may be tax
    Since the beginning of any penalties on your loan
    Flexible back options



AES accepts federal loan consolidation. By consolidating debt, a new loan, you can select one or more existing loans. If you have any problems with the monthly student loan payments are, then consolidation may be the right choice.

If you have good credit or bad credit, that is, a diploma or a student, you can apply to your situation is really one of the AES student loans.

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